Insurance

Please check before you come to the Netherlands whether your insurance will cover the complete period of your stay abroad, and what type of coverage it consists of.

Liability insurance
You are advised to take out an appropriate general third-party insurance (liability insurance). For non-EEA/EU students requesting a residence permit through the UvA, liability insurance is mandatory.

Health Insurance is required

You are required by law to have appropriate health insurance for the duration of your stay in the Netherlands.

Types of health insurance

(Please refer to the links below or menu links on the left.)

• Private healthcare insurance
  If you are younger than 30, or if you are older than 30 but staying in the Netherlands for less than a year, and you are not employed, private healthcare agreements for international students will most likely suffice for you.
• European Health Insurance Card (EHIC)
  If you are a citizen from the European Union, Iceland, Liechtenstein, Norway or Switzerland, you can apply for a European Health Insurance Card (EHIC). You can obtain the European Health Insurance Card free of charge by contacting your local health authority. EHIC will cover the most basic and emergency healthcare costs.
• Governmental Health Care Agreements
  The Dutch Government has signed Reciprocal Health Care Agreements with Australia, Bosnia, Herzegovina, Macedonia, Montenegro, Serbia, Cape Verde, Croatia, Tunisia and Turkey. International students from these countries are entitled to assistance with the basic cost of medical treatment in the Netherlands. For the specific assistance, contact your health insurance provider.
• Basic health insurance (Basisverzekering)
  International students aged 30 and older who are planning to stay in the Netherlands for one year or longer are obliged under Dutch law to take out this basic healthcare insurance. Furthermore, from the moment you start a (part-time) job, you will have to take out basic healthcare insurance, even if you are covered by another health insurance provider.

For a diagram that indicates which insurance applies to you, please refer to the to the following flowchart in the links below - Healthcare insurance for international students (source: Nuffic)